Monthly Archives: September 2024
What Can Underconsumption Tell You About Your Financial Problems?
Online content, from gloom and doom news stories to aspirational videos by influencers, has a way of amplifying our negative emotions. Everywhere you click, someone is trying to make you feel like everyone else has more money than you do, that your financial problems are your own fault, and that everyone is judging you… Read More »
Can ABLE Accounts Bring You Financial Relief?
Managing your finances in today’s economy is a challenge, even if you are healthy and steadily employed. You never know when the next price increase or natural disaster is going to throw off the delicate balance that enables you to live from paycheck to paycheck, with a few cents left in your bank account… Read More »
Are Subscriptions the New Junk Fees?
One of the fundamental rules of business is that companies charge customers as much money as they can get away with charging them. The difference between the amount of money needed to cover the cost of a product or to provide a service and the amount you pay is the company’s profit, so businesses… Read More »
Is Your Family Responsible for Your Debts After You Die?
On personal finance podcasts and advice columns, you often hear from people, middle aged and older, who decide to ask for advice when they realize that their debt is more than they can reasonably expect to pay off in a lifetime. Some of these consumers took out student loans in their 50s, either to… Read More »
Tread Carefully With Good Debt
You know you are rich when you can divide your debt into good debt and bad debt. There is an old saying that circulates widely in debt-free lifestyle content that says that if you have zero debts and you have ten dollars in your pocket, you have a higher net worth than most Americans. … Read More »