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BankrLaw

Was Your Gift a Fraudulent Transfer?

By Nowack & Olson, PLLC |

At the heart of Chapter 7 bankruptcy is a tradeoff: the debtor gets certain debts eliminated but, in exchange, must turn over any property that they can’t exempt. Some debtors, however, don’t like this tradeoff. Instead, they want to wipe out debts while preserving all their assets. This desire leads some of them to… Read More »

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Bank12

Will the Trustee “Abandon” Estate Assets?

By Nowack & Olson, PLLC |

In most Chapter 7 cases, our clients can exempt all of their assets. However, in a minority of situations, our clients have assets that the trustee can liquidate to satisfy some of the creditors’ claims. The trustee has discretion about whether to liquidate non-exempt assets. If not, the trustee can “abandon” the property. But… Read More »

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Has Credit Card Fraud Increased during COVID Pandemic?

By Nowack & Olson, PLLC |

Credit card fraud is a perennial problem, which is why the credit fraud and identity theft detection market has grown so large over the past decade. In 2021, the market for these services stands at roughly $3.2 billion.  Nevertheless, many unsuspecting people continue to fall victim to credit card fraud. The coronavirus pandemic has… Read More »

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WorkStress

Will Your Boss Find out about Your Bankruptcy?

By Nowack & Olson, PLLC |

Most Florida employers run a background check on job applicants, and any bankruptcy you file will show up for years afterwards. But what if you are already employed? Will your boss find out about the bankruptcy, and can you be fired? Our Plantation bankruptcy lawyer reviews when and why your employer will find out…. Read More »

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Bank13

Biden Extends Eviction Moratorium & Student Loan Forbearance

By Nowack & Olson, PLLC |

There is good news from Washington, D.C. President Biden has signed executive orders that continue the eviction moratorium first put in place by President Trump. Biden is also continuing the forbearance of student loans, which should help many people who still cannot find work. According to Fox News, Biden signed the executive orders on… Read More »

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BankLegal

Do You Need to Appear in Court for Bankruptcy?

By Nowack & Olson, PLLC |

People express all kinds of fears about bankruptcy, from how it will impact their credit to their ability to get a job. Some people are also terrified of going to court. Maybe they had a bad experience in a minor criminal case, or they suffered through jury duty and the sight of a judge… Read More »

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How Does Bankruptcy Affect Foreign Debt?

By Nowack & Olson, PLLC |

We have written before about how bankruptcy affects assets you hold overseas. Now we want to talk about a related issue—your foreign debt. South Florida is home to many foreign nationals and people who travel regularly. It is not unusual for many of these folks to come to our offices with foreign debts that… Read More »

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BankFile

Does Filing for Bankruptcy Affect Your Children?

By Nowack & Olson, PLLC |

Bankruptcy has repercussions that all debtors must fully consider before they decide to file. We’ve written before about some of the considerations, especially how a bankruptcy will affect your chances of obtaining a new job or securing an apartment. Debtors also should consider how bankruptcy will affect their children. Of course, your ability to… Read More »

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The National Rifle Association Enters Bankruptcy

By Nowack & Olson, PLLC |

The nation’s largest gun rights group has filed for bankruptcy, according to media reports. The NRA filed for Chapter 11 bankruptcy protection in Dallas federal court and announced concurrently that it would incorporate in Texas. Currently, the NRA is incorporated as a nonprofit in New York, where it faces a lawsuit filed by the… Read More »

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Is Chapter 13 Right for You?

By Nowack & Olson, PLLC |

Of the two consumer bankruptcies—Chapter 7 and Chapter 13—the first is by far the most popular in Florida. Statistics regularly show that Florida consumers file about three times as many Chapter 7 bankruptcies as they do Chapter 13. However, Chapter 13 remains popular because it provides greater flexibility than Chapter 7. With this bankruptcy,… Read More »

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