Recent Blog Posts
Is There Life after Chapter 7?
For many of our clients, filing for bankruptcy is a momentous decision. Many consumers have spent years struggling with mammoth debt loads because they dreaded filing for bankruptcy protection. Many of these fears are overblown, as our clients soon find out. Yes, there is life after bankruptcy. But there will also be changes, and… Read More »
Protecting Your Credit during this Difficult Time
Millions of Floridians continue to be without work. According to recent statistics, almost 2 million Floridians have filed for unemployment since March 15, 2020 as a result of the coronavirus pandemic. Very few people have definite dates for returning to their jobs, provided their employers have not shut down for good. With finances tight,… Read More »
How to Pay for Your Bankruptcy
We’ve written many times about how important it is to have a lawyer’s help when filing for bankruptcy. Those who represent themselves are less likely to receive a discharge of debt and might make an error that causes their case to be dismissed. However, lawyers do not work for free, and there are filing… Read More »
Has Your Favorite Store Filed for Bankruptcy?
The number of companies filing for bankruptcy has increased dramatically since the onset of the COVID-19 pandemic. According to The New York Times, the number of Chapter 11 filings soared in May 2020 by almost 50% compared to the number filed in May 2019. With this many filings in so short a time, odds… Read More »
Gyms Have Been Hammered by the Shutdown
One industry devastated by the coronavirus pandemic has been gyms. Most states have closed gyms as non-essential businesses, and some of the country’s largest chains have not had the cash to survive such a long shutdown. They have begun to look at their options, which for some chains has included filing for bankruptcy. Although… Read More »
Is Chapter 7 the Right Bankruptcy for You?
When debt becomes overwhelming, people reach for a lifeline, and filing for bankruptcy might be just the thing to grasp for. With a Chapter 7 bankruptcy, our clients can quickly eliminate many unsecured debts and begin afresh. However, a Chapter 7 is not the only option, and we believe that our clients are best… Read More »
What You Need to Know about Chapter 13 Bankruptcy
A Chapter 7 bankruptcy isn’t always the right choice for people. Fortunately, another option exists for consumers—a Chapter 13. This is the less popular of the two. For example, in 2020, 7 out of 10 Floridians filing for bankruptcy have filed Chapter 7; the remainder filed Chapter 13. However, Chapter 13 has many advantages… Read More »
Advocates Want to Ban Employers from Using Credit Checks in Hiring
One fear many consumers have about filing for bankruptcy is the possibility that a future employer might find out about it. This fear is well-grounded. One survey found that around 30% of employers did a credit check on job applicants, and a bankruptcy will show up. According to a news story published on Fox… Read More »
Should You File for Bankruptcy before Getting Married?
Unfortunately, a lot of us are struggling right now, with job loss, health crises, and perhaps some financial mismanagement in our youth. Debts pile up, and it becomes impossible to keep your head above water. One question we hear from people is whether they should file for bankruptcy before getting married or wait until… Read More »
Business Bankruptcy Filings Accelerate
We are now several months into the coronavirus pandemic, and many bankruptcy attorneys have been predicting a wave of filings. As reported by the business press, the predictions are proving accurate. The bankruptcy filings this year have increased at the fastest pace since 2013—and there is no end in sight. Certainly, with coronavirus infections… Read More »