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Category Archives: Chapter 7

Even as student debts mount, graduates can’t seek bankruptcy

By Nowack & Olson, PLLC |

Many students entering college in Florida and other states around the country do so with the understanding that they will fund their education with loans. After all, the general consensus is that the investment is worth it since a college degree is necessary to improve one’s employment prospects in the future. As a result,… Read More »

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There may be help to stop foreclosure after all

By Nowack & Olson, PLLC |

These days, many would argue that consumer confidence is at an all-time low as the national economy continues to struggle and millions of people deal with issues like serious personal debt and bankruptcy. In too many instances, homeowners and other consumers may be led to believe that issues concerning their foreclosure or Chapter 7… Read More »

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Credit card debt can affect employability

By Nowack & Olson, PLLC |

The employment market is fiercer than ever in places like South Florida. A very large number of people often vie the same position, even in instances where they may actually be overqualified. Under such conditions, it’s little wonder that resumes are scrutinized so intensely by employers. However, there is evidence that factors like a… Read More »

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Housing assistance can be impacted by Chapter 7

By Nowack & Olson, PLLC |

Millions of people living in Florida and other states around the country rely on some form of housing assistance. Affordable housing options are needed more than ever, as countless families find themselves with limited financial resources and higher living costs. And while low-income housing is a hot commodity, there are rising concerns by many… Read More »

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Why bankruptcies may increase as the economy improves

By Nowack & Olson, PLLC |

It is no secret that many residents of Florida have struggled finically over the last several years. With a sluggish economy and a high-rate of unemployment, it was difficult for many families to pay their bills. As a result, some people found refuge in bankruptcy. Now that the economy is improving, will bankruptcy filings… Read More »

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Miami firm files Chapter 7 bankruptcy over milk scandal

By Nowack & Olson, PLLC |

An importer of a food or drink does not personally manufacture the goods it resells. Therefore, it must have an excellent relationship with its supplier. The importer counts on the supplier to be honest about ingredients, avoid contaminants, and use a consistent formula when making the product. It can be challenging for the importer… Read More »

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Florida foreclosures may speed up with passing of bill

By Nowack & Olson, PLLC |

Florida continues to lead the nation for foreclosures, as well as being one of the top states with the longest foreclosure process. While the national average for foreclosures is 414 days, our state’s average is 853 days. A bill to expedite Florida’s sluggish foreclosures has just been passed by the Florida House, after several… Read More »

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