Category Archives: Debt
No, You Cannot Use a Personal Loan as a Down Payment on a House
If you are like many, you may get several notices in the mail every week about the unsecured personal loans you could qualify for; some of them even look like a check ready to deposit into your bank account. When you see a simulacrum of a check for tens of thousands of dollars made… Read More »
Tread Carefully With Snap Finance
South Florida is an unbeatable destination for people watching and reptile watching, but while you eventually get desensitized to the sight of iguanas, Nile monitor lizards and video vixens, vehicle watching on Collins Avenue or Biscayne Boulevard will never get old. Florida’s vehicular traffic is poetry in motion. No matter its owners’ tax bracket,… Read More »
Can Freecycling Solve Your Debt Problems?
People who are trying to get out of debt sometimes describe it as a quest, like pursuing a fitness goal, learning to play a musical instrument, and trying to achieve a high score in a video game. The pursuit of financial goals can quickly get demoralizing. It feels great to be able to tell… Read More »
How Will Florida’s New Co-Parenting Rules Affect Your Finances?
When people complain about the financial hardships of co-parenting after divorce, it all sounds like high class worries to you. If you are divorced, it follows that there was once a time when you or your parents could afford to pay for a wedding. In a divorce, the court also guarantees that each spouse… Read More »
Is Fiona the Solution to Your Debt Problems?
If you are so broke that you had to cancel all of your paid content subscriptions, there are worse things you could watch on YouTube than the series of videos about Fiona, a hippopotamus who lives at the Cincinnati Zoo. Fiona’s existence is something of a miracle, not only because she is one of… Read More »
Florida’s New Affordable Housing Law Offers No Immediate Relief for Tenants
The astronomical price of housing is a major factor stopping many Floridians to get ahead in life. You would love to save for a down payment on a house, but so much of your income goes toward rent that there is almost nothing left to save, even when you cut costs on almost everything… Read More »
Bots Cannot Improve Your Financial Situation, but a Debt Lawyer Can
Artificial intelligence is everywhere, and it enables many businesses to save on costs. Algorithms can tell warehouses when is the best time to restock items and where to direct the automated vehicles that stock the shelves, and they can perform these tasks quickly and with a high degree of accuracy. Bots can generate grammatically… Read More »
A Debt Lawyer Can Help Victims of Scams and Financial Abuse
We have all heard about little old ladies who spent their life’s savings on a sweet-talking email correspondent who claimed to be a prince who needed Grandma’s help to pay his ransom. Scams and fraud can happen to anyone, though. You are in the prime of your life, and you are nowhere near naïve… Read More »
What Should You Do If a Creditor Contacts You About an Old Debt?
In some contexts, expiration dates are only a suggestion. Given the high prices of grocery items, most of us have eaten a box of spaghetti or a jar of olives much more recently than the date printed on the package and lived to tell about it. You may have heard that, if you ignore… Read More »
How to Avoid Debt Relief Scams
The law offers protections to consumers regarding dishonest and abusive lending and debt collection practices, but it still leaves plenty of room for lenders to make a lot of money off of consumers in difficult financial circumstances. When you are rich, lenders line up around the block to give you freebies and lend you… Read More »