Category Archives: Debt
Bots Cannot Improve Your Financial Situation, but a Debt Lawyer Can
Artificial intelligence is everywhere, and it enables many businesses to save on costs. Algorithms can tell warehouses when is the best time to restock items and where to direct the automated vehicles that stock the shelves, and they can perform these tasks quickly and with a high degree of accuracy. Bots can generate grammatically… Read More »
A Debt Lawyer Can Help Victims of Scams and Financial Abuse
We have all heard about little old ladies who spent their life’s savings on a sweet-talking email correspondent who claimed to be a prince who needed Grandma’s help to pay his ransom. Scams and fraud can happen to anyone, though. You are in the prime of your life, and you are nowhere near naïve… Read More »
What Should You Do If a Creditor Contacts You About an Old Debt?
In some contexts, expiration dates are only a suggestion. Given the high prices of grocery items, most of us have eaten a box of spaghetti or a jar of olives much more recently than the date printed on the package and lived to tell about it. You may have heard that, if you ignore… Read More »
How to Avoid Debt Relief Scams
The law offers protections to consumers regarding dishonest and abusive lending and debt collection practices, but it still leaves plenty of room for lenders to make a lot of money off of consumers in difficult financial circumstances. When you are rich, lenders line up around the block to give you freebies and lend you… Read More »
Are Online Auto Title Loans the Worst of Both Worlds?
Everyone in Florida, no matter how broke, needs a car. Not only is there very little public transportation, but walking outside, even for short distances, is several orders of magnitude more dangerous in Florida than it is in most other places. If you walk a mile in the summer in most places in the… Read More »
How to Avoid Paying $1,000 Per Month on Your Car Loan
South Floridians have a special place in our hearts for expensive cars, but that does not mean that we want the expensive car loans associated with them. Looking for your car in the parking lot of Sawgrass Mills would be a bummer if you didn’t pass by a few rare beauties somewhere between the… Read More »
Three Approaches to Debt Repayment Strategy
It is fun, but impractical, to strategize about what you would do if you suddenly got a million dollars. Most likely, you would pay off your debts and then spend, save, or invest the rest in a way that could prevent you from incurring future debts. A more practical exercise is to think about… Read More »
Reduction in Millage Rate Offers Relief for Palm Beach County Homeowners
Yes, there is always someone out there who is in a worse financial situation than you are, but you don’t have to be dirt poor to feel the financial strain that is still having residual effects after the pandemic. Approximately two thirds of American households with an annual income in excess of $100,000 still… Read More »
Is Catch the Solution to Your Debt Problems?
Advertisers telling customers that they will save money by buying the seller’s products is the oldest trick in the book. It is one thing to offer your products at a lower price than your competitors, but if you buy something, you invariably spend more money than if you had not bought it. The exceptions… Read More »
Understanding The High Interest Rates On Credit Card Debt
It is not just your imagination that your credit card bills are the highest they have been in many years. Part of the problem is the persistently high prices. Rent, fuel, and groceries are so expensive that you find yourself using your credit card for everyday expenses, even if, before the pandemic, you only… Read More »