Jupiter Chapter 13 Bankruptcy Lawyer
Even when you are currently working, you can still fall behind in your monthly obligations. Medical bills, housing costs, and other unforeseen expenses can quickly exceed your available income, leaving you unable to keep up with your debts. Once you fall behind, penalties and high interest rates can make it next to impossible to get caught up. At the law firm of Nowack & Olson, PLLC, we understand the stress you are likely going through, and the impact it can have on your health, your job, and your relationships. Our Jupiter Chapter 13 bankruptcy lawyers can offer solutions to your financial problems, helping you get back on top of your situation.
When Your Income Fails to Cover Your Debts
It is a common misconception that bankruptcy is only for people who have lost their jobs, or for those who have let their spending habits get out of control. The fact is that under Chapter 13 of the United States Code, bankruptcy provides a way for honest debtors to get caught up on payments so they can retain property, such as homes and cars, while paying off their other debts over time. As opposed to other types of bankruptcy, Chapter 13 is designed for current wage earners and offers the following important benefits:
- It can help save your home from going into foreclosure;
- It can help prevent your car from being repossessed;
- It can allow you to eliminate certain unsecured debts;
- It can help you consolidate payments, while avoiding outrageous penalties and interest rates.
Filing chapter 13 bankruptcy is often the best option for those whose income is not enough to cover their debts and living expenses. If you are struggling to stay above water, have suffered a reduction in hours or wages, are going through a divorce, or have been hit with unforeseen medical expenses, our Jupiter Chapter 13 bankruptcy lawyers are available to provide the protection and legal guidance you need.
Protecting You Throughout the Bankruptcy Process
At the law firm of Nowack & Olson, PLLC, we provide legal answers to questions about your debts, as well as how bankruptcy might benefit you in your situation. In addition to our extensive knowledge of the law, our Jupiter Chapter 13 bankruptcy lawyers have more than 40 years combined experience in representing clients in the Florida bankruptcy courts, we can guide you in the information you will need to assemble, notify creditors to put a stop to harassing calls and collections actions, and file the appropriate legal documents to address your various debts.
If you are unable to get caught up on your bills or are facing the possible loss of your home or other property, reach and contact our Jupiter Chapter 13 bankruptcy lawyers right away. At the law firm of Nowack & Olson, PLLC, we will be happy to arrange a free, 60-minute consultation to discuss your case and the options that may be right for you.
