Tag Archives: Chapter 13
The law wants you to keep your home
Debt struggles can arise for many reasons. Perhaps the loss of a job has put your family in a debt cycle that seems impossible, and you are worried about losing your home. In other cases, a sudden medical emergency can derail all your plans, making it difficult to keep up with payments each month…. Read More »
Chapter 13 bankruptcy can take 5 years
People often think of bankruptcy in Florida as a fairly quick process. While this can be true in some cases, most people think of it this way because they’re actually thinking only about Chapter 7 bankruptcy. If you’re going to use Chapter 13 instead, it can take a lot longer, as many take as… Read More »
Is Chapter 13 the solution for your student loan debt?
Student loan debt can follow Floridians and other Americans for decades past graduation. It’s not unusual to rack up hundreds of thousands worth of debt, including interest. Private companies’ student loans have higher interest than those obtained through the government. Private loan companies can also be more aggressive about collecting their money. Of course,… Read More »
What to expect if you are facing wage garnishment
Being in debt is one of if not the most upsetting financial situations people across Florida may be facing. Bills go unpaid, penalties stack up, minimum payments are not making a dent in the overall balances and you could be faced with the possibility of losing your home. Unfortunately, many people in this situation… Read More »
Chapter 13 can work for you, as long as you are working
Too many people make the mistake of believing debt and bankruptcy are issues that only affect Floridians who are irresponsible with money or unable to pull in a steady paycheck. However, not only is that an inaccurate assumption, it is also a dangerous one in that it can make people hesitant to reach out… Read More »
Chapter 13 may prove advantageous to struggling families
Throughout Florida, many families struggle with debt and a large number have at least considered bankruptcy at one time or another. Some are deterred by the thought that it may be a lot to sort out, yet it can be simpler than a lot of people expect. Furthermore, it is a chance to escape… Read More »
Do you qualify to file for Chapter 13 bankruptcy?
If you are considering bankruptcy, you may be feeling a little overwhelmed. There are different forms to choose from, and it can be a tough decision to make alone, especially when you are already suffering the stresses that go hand in hand with unmanageable debt. It is something that more and more families in… Read More »
Reorganize your debt with Chapter 13 bankruptcy
When debts become too great to handle, it is not always easy to decide where to turn. So many debt relief options are not all they seem, and some could even leave you in a worse financial position than you were beforehand. However, even when it seems like all hope is lost, there is… Read More »
Credit counseling may be required before filing
In Florida, it is all too easy to fall into debt, and it is hardly surprising that more and more families each year find themselves in this difficult position. Being overwhelmed by financial obligations can be extremely distressing and may begin to take its toll on your emotional well-being. Meanwhile, the strain of living… Read More »
Chapter 13 may be the bankruptcy solution for you
The cost of living in Florida can be high, so it is no wonder that so many people end up in debt. To make things worse, as soon as debts start to mount up, the interest rates associated with them can quickly cause the totals to mount up. Before you know it, there may… Read More »