Tag Archives: debt management
Struggling with debt? You don’t have to struggle alone
One of the things people often say after reaching out for help on complicated issues is that they wish they had done so earlier. But asking for help can be a very difficult thing to do, particularly when you are struggling with an issue you find embarrassing or shameful. This is the stigma that… Read More »
Federal student loan consolidation as debt relief: important tips
In many ways, student loans can help out someone in need of college money, who might not otherwise have the chance at an education. Many student loans allow deferment until after graduation. However, jobs aren’t always in demand right after someone gets a degree, leaving the borrower in the unfortunate situation of not being… Read More »
Slow Florida foreclosure process can delay home price increases
Florida remains the leader in the nation’s foreclosures, and is also the state where home repossession takes the longest, lingering the court system for an average of 31 months. Some consumer advocates say this lengthy process is meant to benefit homeowners who are struggling with financial challenges. This could give them time to put… Read More »
The “working poor” status is a growing problem in Florida
If you’ve been struggling to pay your bills like many Floridians, especially if you feel your situation has been growing worse for months, you may fit into a classification that economists call the “working poor.” This wage bracket includes low-income families with one or more people in the household who work, but as a… Read More »
Hillsborough County increases homestead exemptions for seniors
Senior citizens represent a large portion of Floridians who are particularly vulnerable in this difficult economy. Fortunately, there are a variety of state exemptions and other programs available to help those who are struggling. Most counties have at least a few programs for seniors and other groups with special needs from tax breaks for… Read More »
Consumers urged to be vigilant about credit card debt
For most Americans, December means lots of shopping. Thousands of consumers are frequenting malls and stores, which is good for Florida’s economy, but can be potentially devastating to an individual’s credit. This is the most common time of year for people to over-spend with credit cards, which can result in months or even years… Read More »