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Tag Archives: debt relief

Are medical debt struggles particularly prevalent in Florida?

By Nowack & Olson, PLLC |

One would hope that, after dealing with a major health problem, a Floridian wouldn’t also have to deal with medical debt struggles. Unfortunately, a recent report indicates that struggles with medical debt may be particularly common here in Florida, along with Texas, as compared to other large states here in the U.S. The report… Read More »

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When a family business is facing debt troubles

By Nowack & Olson, PLLC |

Some individuals here in Florida own a family business. For many of those with family businesses, their family business is a truly major part of their life. Thus, when a family business goes into financial trouble, the owner’s whole life can be thrown into disarray. Consequently, a family business owner can have some very… Read More »

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Bill would change how some student debt is treated in bankruptcy

By Nowack & Olson, PLLC |

Bankruptcy can have many benefits for individuals who are deep in debt. One is that a person may be able to get quite a bit of debt discharged in a bankruptcy. An important thing to note though is that there are some kinds of debt that are, generally, non-dischargeable in bankruptcy. One such kind… Read More »

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What things does an automatic stay not stop?

By Nowack & Olson, PLLC |

As we discussed in our previous post this week, the automatic stay in a bankruptcy can put a halt to quite a few different types of proceedings. There are, however, some proceedings that an automatic stay has no effect on. Today, we will point out some of the things that an automatic stay is… Read More »

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Treating medical debt problems

By Nowack & Olson, PLLC |

Sometimes, an individual suffers an accident or illness that requires significant medical treatment. Unfortunately, in some instances, a medical treatment a person needs to help get themselves back on track health-wise ends up derailing them financially. This is because, sometimes, the expenses of medical treatments leave a person facing massive bills and problems with… Read More »

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When credit card debt outpaces savings

By Nowack & Olson, PLLC |

A recent study indicates that many Americans may be in a potentially precarious situation when it comes to their credit card debt as compared to their savings.  In the study, released by Bankrate.com, a survey was conducted in which individuals were asked questions about credit card debt and emergency savings.  Around 37 percent of… Read More »

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Don’t let high debt endanger your retirement

By Nowack & Olson, PLLC |

As a person grows older, one thing they may become increasingly concerned about is their retirement. One of the big retirement questions that may run through a person’s head is: will I have enough retirement savings to have the type of retirement I want? No one wants to end up in a situation where… Read More »

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Should all Florida high schoolers take a ‘Money Course’?

By Nowack & Olson, PLLC |

While bankruptcy can be a very useful debt relief tool, a person generally hopes that they will never end up in a financial situation that would cause them to need to avail themselves of this tool. There are many different things that can lead to a person being in bad financial situations like having… Read More »

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Preventing personal bankruptcy begins at a young age

By Nowack & Olson, PLLC |

Parenting involves striking the fragile balance between teaching children effective life strategies and allowing them to make some mistakes in order to learn by experience. In fact, sometimes the most effective way to learn a lesson is to fail. Unfortunately, however, some mistakes are more difficult to bounce back from than others. The state… Read More »

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An introduction to Chapter 13 bankruptcy

By Nowack & Olson, PLLC |

Many Florida residents understand that they need help to address serious financial challenges, but they may not always know what kind of assistance for legal options they are entitled to. Filing for bankruptcy is one option that has proven to be very successful for countless Americans throughout the years, but different forms of bankruptcy… Read More »

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