Tag Archives: Medical Debt
How to Keep Medical Debt from Affecting Your Credit Score
The United States is still a long way off from providing health care for all of its citizens. Even if you have health insurance, you might have a sky-high deductible or a very-low reimbursement rate. It is not unusual for even insured people to have tens of thousands of dollars in medical bills, and… Read More »
Yes, Medical Debts Cause Bankruptcies
A recent article in Forbes tries to underplay how high medical expenses drive many consumers to bankruptcy. Titled “Exposing the Myth of Widespread Medical Bankruptcy,” this article simply reaffirms that many consumers struggle with debts caused by medical crises. At Nowack & Olson, we meet with clients every day who have suddenly fallen behind… Read More »
Do you have an unpaid hospital lien in Florida?
A hospital claim of lien arises after you visit an ER at a hospital following your accident, and one of the following is true: You did not have health insurance or were unable to pay at the time services were rendered. Your health insurance only covered part of your hospital bill. The hospital became… Read More »
The lasting impact of unpaid medical debt
You never know when a sudden injury can send you to the hospital. When an accident does happen many people do not have insurance. On the other hand even those who do plan with health insurance could be brought to a hospital out of their network. Either way medical bills will start flooding in… Read More »
New Florida law provides suprise medical bill protections
Medical bills can hit some pretty high amounts. So, one of the last things a person likely wants to see in relation to medical care they have received is surprise medical bills on top of the ones they were expecting. A new law has been passed here in Florida aimed at protecting consumers against… Read More »
Serious financial hardship a serious problem for cancer survivors
Being diagnosed with any serious illness can completely change a person’s life and future. In the blink of an eye, a person can go from worrying about what to make for dinner to worrying about life expectancy. This can be especially true for people who are diagnosed with cancer. While this is undoubtedly one… Read More »
Even with insurance, medical bills can devastate Florida families
No one wants to get sick or hurt. To avoid this, we do things like wear our seat belt, exercise, eat our vegetables, wash our hands and stay away from dangerous situations. However, we are not immune to injury or illness and despite our best efforts, a trip to the doctor can become necessary…. Read More »
What will happen to my medical debt if I file bankruptcy?
If you are like many other people across Florida, you are carrying some amount of debt stemming from medical expenses. Health care can be enormously expensive and millions of Americans are struggling to pay for their medical needs. For some people, debt accumulates over time as a result of long-term illnesses or care; for… Read More »
Lawsuit: Collection agency failed to verify debt
In our last blog post, we discussed some common ways debt collection agencies violate a consumer’s rights in their pursuit of payments. They may threaten a person, lie about the debt owed or contact a person at times they know to be inconvenient. However, there are many other ways that collection agents cross the… Read More »